![]() ![]() The home-ownership rate among African Americans remains nearly 30 percentage points behind the 72.1% ownership rate among white Americans.īank of America said the Community Affordable Loan Solution adds to its community homeownership commitment to provide $15 billion in mortgages by 2025, with a target of helping 60,000 individuals and families to purchase homes. home-ownership rate jumped 1.3% to 65.5% in 2020, the rate for Black Americans fell to 43.4% in 2020 from 44.2% in 2010, according to the National Association of Realtors. One of the objectives of the updated CRA is to promote special-purpose credit programs aimed at boosting lending. Federal Reserve and other banking regulators work to update the Community Reinvestment Act (CRA) in an effort to increase the rate of home ownership in low income areas. The mortgage effort by the bank comes as the U.S. ![]() In describing its new mortgage program, Bank of America said it weighs mortgage eligibility based on timely rent, utility bill, phone and automobile-insurance payment, with home buyers required to take a certification class from approved housing counseling partners, prior to application. “I am absolutely sure this will not negatively impact minorities and their communities.” “What a great idea, offer Ninja loans 2.0 at the top of a housing bubble,” said. Twitter user compared the program to Ninja loans, which are loans provided with little or no attempt to investigate the ability to repay. ![]() “These are not predatory loans,” said.Ī Twitter user called raised the question of whether the Bank of America program will be combined with protections to prevent homes from being sold for “pennies on the dollar.” “I trust BoA as far as I can throw said Black home ownership rates remain at our near all-time lows and that the real-estate gap has been increasing. “Is this an adjustable-rate mortgage? Cuz black neighborhoods have already been devastated by predatory loans,” said on Twitter in reaction to an NBCNews article on the bank’s mortgage program. It’s described as a special-purpose credit program being tested in select markets including Charlotte, Dallas, Detroit, Los Angeles and Miami.Īlong with no down payments, the program offers no closing costs for first-time home buyers, with no mortgage insurance or minimum credit score required. Unveiled the new loan product earlier this week. The project, Center of Hope, will also include 16 units of supportive housing for young adults transitioning out of homelessness.ĪIM Healthy was supported by Blue Shield of California Foundation, the California Community Foundation, The California Endowment, Dignity Health, and The Kresge Foundation.Others applauded the move as a way to address a drop in ownership rates by Black Americans between 20. With $11 million in NMTC sub-allocation and $10 million in loans, including investment from NFF’s AIM Healthy Fund and participation from Dignity Health, Hill Country Community Clinic is another step closer to the construction of a new 35,000 square foot health center that will serve over 9,000 patients annually once fully operational. In 2021, NFF financed a deal to help Hill Country Community Clinic build a new comprehensive health center in Redding, California. Hill Country Community Clinic offers integrated medical, dental, chiropractic, and mental health services to everyone, regardless of their ability to pay. The fund's products included loans for facilities, growth and expansion, bridge loans, and lines of credit. AIM Healthy was established to provide investments to support the work of community organizations in reducing health disparities and improving health and resilience for low-income individuals and communities. With the "Triple Aim" (higher-quality care, with better health outcomes, at a lower cost) driving changes across the US health universe, community organizations need access to capital to expand programs, pilot new care and payment models, upgrade systems and facilities, hire staff, and more. AIM Healthy™ was launched in December 2017 to offer loans and lines of credit, as well as financial management advice and consulting, to California providers of supportive housing, elder care, behavioral health, and other essential community services. ![]()
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![]() ![]() ![]() Tomatoes, strawberries, pears, serving butter and meatball, scooping the seeds out of vegetables like bell peppers, cucumbers, zucchini, summer and winter squash, bring you much convenience in the daily life. ![]() These baller scooper sets can be applied to making balls of various fruits like watermelon, cantaloupe, pitaya, kiwi, ice cream, and more, nice to hollow.Separating, simple kitchen tools for daily use which do well with fruit salads, garnishes, and healthy fruit snacks.You can hang the fruit carving tools on your kitchen wall or toss them into a drawer.It is not easily deformed or broken and durable, but also non-toxic and in line with food safety standards for reliable use.It''s easily accessible when you want to use it. 2 Pcs Watermelon Fork Slicer 2 in 1 Melon Baller Watermelon Slicer Cutter Double Sided Melon Baller Scoop Spoon Artifact Stainless Steel Fruit Forks Slicer Knife. These fruit scooper and baller have unique designs that nest separate tools together to form a whole.Our sharp knife blades ensures a smooth and precise cut on your watermelons and other fruits.Made of stainlesssteel and ABS plastic compliant materials, so it''s dishwasher-safe,won''t rust & it''s food-safe to use.Eye-popping shapes and make memorable dishes to spice up any party or event.Scoop perfectly round spheres of fruit,give you a different feel.Clean seed in the fruit, not trouble for the seed, when you eating the fruit.Cut the peel and Separate the seed from melon in a minute.The melon baller set provide you 3 different functions for food preparation, perfect for various fruit digging balls, v-shaped fruit carving knife for carving on fruits, a two-sized melon fruit scooper for fruit-slicing, and a fruit pulp.Join Telegram Channel Online Our Telegram Channel ![]() ![]() Archived from the original on 29 June 2015. " "Fatty Boom Boom" Die Antwoord video: literal and figurative blackface". plus we don't have prawns in our private parts. "Die Antwoord blasts Lady Gaga in outrageous new "Fatty Boom Boom" video". Archived from the original on 22 October 2012. "Music Video: Die Antwoord – "Fatty Boom Boom" ". ^ "Gaga births Parktown prawn.then dies"."Die Antwoord Terrorize Lady Gaga in Controversial 'Fatty Boom Boom' Video". " 'Lady Gaga' eaten by lion in new Die Antwoord video". ^ Conway-Smith, Erin (18 October 2012)."Die Antwoord - "Fatty Boom Boom" (Official Video)". Vocals – Yolandi Visser, Watkin Tudor Jones.Songwriting – Watkin Tudor Jones, Yolandi Visser.Instead, they borrow loaded imagery for a cheap thrill, and do little with the horrific history behind it" "in line with the-some say false-persona they have carved out for themselves as rebellious, in-your-face provocateurs who are meant to bring a voice to the disenfranchised." Hearty magazine also took position, stating the video was "a gimmick using the shock value of a horrifically racist part of history." Personnel haha!" Yo-Landi with her body painted black.Īisha Harris of Slate criticized the band's usage of blackface: they failed "to bring anything fresh to the subject. hundred thousand tickets sold in SA (South Africa) #thatsmyshit" and "i guess its not a good idea to tell someone you're a fan." Die Antwoord replied on Facebook by saying "even tho u r 'larger' than us. The day after the video was released, Lady Gaga tweeted "i fink u freaky but you don't have a hit. In between the scenes of Gaga are scenes of Yo-Landi, Ninja, and DJ Hi-Tek performing, most scenes showing them in full body paint including blackface. After leaving the office, she is chased and eaten by a lion. The scene is based on a drawing by Anton Kannemeyer titled "Black Gynecologist". She complains that there is something "really funny going on down there" before he removes a parktown prawn from her vagina. During her escape she discovers the office of a gynecologist ( Kagiso Lediga). ![]() ![]() In the video, Gaga's minibus is hijacked and she flees in fear. Her guide (Dave Kibuuka) points out Die Antwoord, who are preparing to street-perform and she remarks that she wishes to tour with them, a reference to Die Antwoord's former label, Interscope Records, contacting them in March 2012 and informing them Gaga wished to have the band open for her during the Born This Way Ball, to which they declined. The video features a male Lady Gaga impersonator donning Gaga's meat dress during a tour of a " concrete jungle" in Johannesburg. Described by Die Antwoord, the video is a "bright and colourful African adventure, complete with wild animals, zef savages singing and dancing in the streets, and a special guest appearance by a sneaky little prawn star." Synopsis It was directed by Ninja, Terence Neale, and Saki Berg. The official music video for the song premiered on 16 October 2012. The official music video for the song premiered on 16 October 2012 and generated controversy for some because of its usage of black body paint, as well as poking fun at Lady Gaga which triggered a response from her on Twitter. The term derives from Jamaican Patois and remains commonly used in Jamaica since emerging in the late seventies. The song's chorus is an interpolation of Carl Malcolm's 1975 reggae single "Hey Fattie Bum Bum". The song was written by DJ Hi-Tek, Ninja, and Yolandi Visser. " Fatty Boom Boom" is a song by South African hip hop group Die Antwoord from their second studio album Ten$Ion. ![]() Yeah, that's perf.2012 single by Die Antwoord "Fatty Boom Boom"ĭJ Hi-Tek, Watkin Tudor Jones, Yolandi Visser Yo, Hi-Tek, you think you could fuck with something like this? Die Antwoord 11 years ago Hip Hop Unlock every track with SoundCloud Go+. ![]() ![]() ![]() If you only have one Kindle book to convert to PDF, it makes sense to use Calibre. Besides Kindle, you can convert DRM-protected files from Kobo, Google Play, Nook, and Adobe Digital Edition without installing plugins. Second, it lets you convert files from many different formats. You might be wondering why you should buy Epubor Ultimate when you can use Calibre for free. ![]() That's it your Kindle book is now available in PDF format. Next, click 'Convert to PDF.' Finally, tap the folder icon at the bottom right, which will open up the location of your converted PDF. Next, go to Epubor Ultimate and select the Kindle tab on the left side.ĭrag the book you wish to convert to the right side of the app. Next, Right-click on the book you want to convert, then choose Download from the menu. With the correct versions of Epubor Ultimate and Kindle installed on the computer, open the Kindle app and sign in with your Amazon account. Kindle app on PC and Mac (Image credit: Future) However, due to copyright, don't plan to share these PDFs with others since it's not legal. One of the most common use cases for converting a KINDLE file is when you want to read your favorite books on a device that only supports specific e-book formats. Yes, if you plan on using the file for yourself. Our converter will accurately analyze and recreate the contents of your KINDLE files in PDF format, ensuring a seamless and reliable conversion process. ![]() Whether you should convert your AZW files to PDF is open to debate. Luckily, you can convert these files into PDF format, so they're readable in other locations. In the process of conversion, the original effect of Kindle will be retained and the new exported ebooks will be in a new PDF files. Unfortunately, this limitation means you can't open these books anywhere else since they are saved in Amazon's proprietary AZW file format. However, because of Digital Rights Management (DRM), you can only open Kindle eBooks on Amazon Kindle hardware or through official Kindle apps such as ones for iPad. ![]() Many kindle books even allow lending, which lets you send it to a friend for 2 weeks and then the file comes back to you when the two weeks expire or they return it."Īs we first noted, "due to copyright, don't plan to share these PDFs with others since it's not legal."Īmazon continues to be the leader in eBooks thanks to its popular Kindle devices and apps. It keeps track of my progress and syncs my library. I can start a book on my phone, then finish it on my desktop. I have kindle on my kindle paper white, cell phone, desktop, laptop, and iPad. I know this first hand because I use this feature all the time. With the free kindle apps and the cloud system there is zero reason why books can’t be synced across multiple devices. Those dinosaur days of kindle 1.0 are over and have been for a decade. Once youve done that, youll have to download the v6.8.1 version of Apprentice Alfs DRM Removal Tool. Both are free."There is no ethical reason why someone would need to convert a kindle book to a pdf. Download the Kindle to PDF Converter Download and install the latest version of Calibre. I highly recommend SumatraPDF or MuPDF if you're after something a bit more. You may or may not need an add-on or extension to do it, but it's pretty handy to have one open automatically when you click a PDF link online. Most web browsers, like both Chrome and Firefox, can open PDFs themselves. This will show you the email addresses for any Kindle-enabled devices you have. Scroll down to Send-to-Kindle E-Mail Settings. Scroll down to and click on Personal Document Settings. It's completely fine to use, but I find it to be a somewhat bloated program with lots of features that you may never need or want to use. Go to the Preferences tab on Amazon’s Manage Your Content and Devices page. Adobe created the PDF standard and its program is certainly the most popular free PDF reader out there. Most people head right to Adobe Acrobat Reader when they need to open a PDF. PDF files always look identical on any device or operating system. The reason PDF is so widely popular is that it can preserve original document formatting. The Portable Document Format (PDF) is a universal file format that comprises characteristics of both text documents and graphic images which makes it one of the most commonly used file types today. ![]() ![]() ![]() Under Cabinet Lid Jar Opener, $9.59 (was $15.Bonsenkitchen Immersion Hand Blender, $18.39 (was $29.99). ![]()
![]() ![]() Versão em Português | Portuguese Translation Puede descargarse desde esta entrada de Wordpress, y este es el enlace para descargarla directamente. Students, faculty, staff and researchers at nearly every Ohio college or university have unparalleled access to the print and electronic resources essential to. O jogo foi completamente traduzido para o português (brasileiro) em 2014, porém sua revisão e postagens só se deram no fim do mesmo ano. Todo processo e imagens foram editadas e revisadas. Segue a versão mais recente da tradução abaixo. Wersja całkowicie przetłumaczona na język polski bezpośrednio z francuskiego. Przełożone zostały zarówno dialogi i obrazki, jak i zasoby, do których nie udało się dotrzeć w angielskiej wersji 2.0, jak na przykład litery dostępne na ekranie Enter Hero Name. Tłumaczenie zostało opublikowane 15 stycznia 2017. Link do pobrania wersji 1.2 na Google Drive Wcześniej było od 24 grudnia 2016 dostępne testowo dla wszystkich zainteresowanych, zyskało też aprobatę Mortisa Ghosta, jednak nie jest wykluczone, że wciąż będzie aktualizowane. W razie uwag możliwy kontakt z autorką poprzez dane z pliku CZYTAJ MNIE.txt oraz na jej blogu tumblr.Ī German translation of OFF was released on Jby Fat Matt and can be downloaded from their – helps to download videos from facebook, vimeo, twitter, instagram, reels, tiktok (without watermark), t.me (telegram), vine, aol video,, flickr videos, worldstarhiphop (wshh), coub, veoh, itemfix, magisto, gmx.net, web.de, video, sapo.pt, douyin (抖音), and save to your device. To download video, copy page URL with liked video. Then paste the URL into the box () and press "Download" button. And then press on the found direct link with the preferred format/quality you want to save to your device.Ĭurrently videos can be saved in format: MP4, WebM, FLV – depending on the video hosting/site from which you want to download a video file of your favorite video. The video quality ( 4K, Full HD – 1080p, HD – 720p, SD, Mobile etc.) depends on the original video file of the video which located on a third-party server of a video hosting/site. The algorithm finds several possible direct links for saving with different formats or quality, if it is technically possible. And this number can vary for each specific video. "Direct link" – is a link that directly points to a video file, and which is used inside a video player on a third-party server of a video hosting/site while watching (caching) a video in the user's browser.ĭownload speed depends on the weight of the video file you are saving (How long the video is) and on your internet connection. SAVEVIDEO.ME allows you to download facebook video, download from vimeo, download instagram video and many others. #Get direct url from tumblr video download# #Get direct url from tumblr video download#. ![]() ![]() Bc5 instead of Nf6 and all of this Fried Liver stuff doesn't work anymore. ![]() What one should do <1500: Know and apply! opening principles I am not sure if you realize this, but you're defending a troll. I do have the credentials in my opinion, to disagree with his opinion and point out the terrible attitude of OP. I'm going to study openings I'm going to reach 1000 very soon just watch.Įlitism is a strong word, I am a coach professionally and work at the Play Magnus Group. To quote OP's comment here so that you get a better idea: You can argue if this is elitism, but I would like to argue the OP's credentials on giving such a strong advice with this confidence, abusing others who disagree. If you read the OP's post - he is the one dismissing the opinion of experts who believe that Openings Should not be priorized at the beginner level and instead giving their own opinion/advice after which commenting that "I am going to hit 1000 and you'll see that you are wrong" and telling one person to "stfu" They, also are not looking for an opinion or asking a question. I would request you to read again my comment ![]() I did not dismiss their opinion, entirely disagreed and I am not sure if you looked at OP's comment but they are the rude one - I asked the OP to look at the stats, and get a better understanding. (No need to always blindly agree, atleast don't disrespect) (Referring to your comment) - there is a reason why higher rated players are strong and you need to respect their opinion. OP - Can you give me the stats of how much you lost because of blunders vs opening? Not arguing, just hoping that you make sure to get the right training/work needed.Īlso reaching 1000 doesn't give you any right to tell higher rated players (or any player, for that matter) to stfu when they are discussing or refusing your opinion. This much of confidence with your 'opinion' might give the wrong influence to a player. There's a reason why this advice is being put out by higher rated players, and don't just discredit that. If you're getting trapped again and again in an opening, sure have a look and see where you can improve but that's about it. ![]() You're not losing because of openings, nor does any beginner 99% of the time - It's the blunders and basic sense of awareness that needs to be improved. Openings are good to know obviously, since they can build one's confidence but that is about it. Please continue to give us your feedback and suggestions on how we can help make /r/chess better for everyone.īad advice? No. Use the message the moderators link if your posts or comments don't appear, or for help with any administrative matters. Twitter/Facebook posts must contain a direct link to the tweet/post, and include the author's nameĬhess Spoiler format for problem answers etc., Public Moderator Logs (broken by API changes)ĭon’t engage in abusive, discriminatory, or bigoted behavior.ĭon't ask for advice about ongoing games.ĭo not use /r/chess exclusively to promote your own content. Instructions for /r/chess PGN addon ( Chrome, Firefox) News Puzzles Games Strategy Twitch Other Resources ![]() ![]() ![]() Some products soothe itchy skin, but others have added ingredients for pain relief and wound care. The product you choose might depend on the severity of your dog’s skin condition. Some dog owners prefer itch relief products that contain natural, plant-based ingredients like aloe vera, coconut oil, and oatmeal. Hydrocortisone is used to treat itchiness and inflammation of the skin. Your vet may recommend an itch relief product that contains a steroid, like hydrocortisone. Many dog owners like the convenience of spray-on treatments. Itch relief products for dogs come in a variety of forms, but you’ll mostly see sprays and ointments. What Types of Treatment Are Available?įor at-home treatments, many vets will recommend over-the-counter topical anti-itch treatments like the ones we’ve talked about here. Your vet can help you determine if your dog’s itchiness is temporary and easily treatable or a more serious chronic condition that requires prescription medication. It could be an allergy, an insect bite, or even just overly dry skin. There’s usually some underlying issue that leads to the development of a hot spot. Hot spots are areas of the skin that have become irritated due to lots of licking, scratching, and biting. You’ve probably also heard a lot about “hot spots” in dogs. What are the most common causes of itchy skin in dogs? Allergies to seasonal and environmental irritants, fleas, and food ingredients can cause itchiness. But even minor skin irritation can become a problem if frequent scratching causes open wounds and infection. Itchiness can be a sign of many different skin problems, and some are more serious than others. It’s always a good idea to talk to your vet when you see changes in your dog’s skin or notice excessive scratching and discomfort. Itchiness is a common problem and finding the root cause and best treatment can be challenging for dog owners. There are many treatments for itchy skin in dogs. ![]() Buyer’s Guide – How to Find The Best Itch Relief Product for Dogs ![]() ![]() Photo Resizer is another powerful photo resizer app designed for efficient photo resizing. With its user-friendly interface and comprehensive editing options, YouCam Perfect is an excellent choice for those looking for an all-in-one photo editing and resizing app. You can adjust brightness, contrast, and saturation levels, apply filters, add stickers, and much more. ![]() This app not only allows you to resize your images but also offers additional tools to enhance their overall appearance. In just three simple steps, you’ll have a photo that’s ready to share on social media. The YouCam Perfect photo resizer app has all these size options for you, so you can resize your images in seconds. Primarily known for its impressive selfie-enhancing features, YouCam Perfect also includes a handy photo resizing functionality. Pixlr also offers a wide range of editing tools and filters, making it a great choice for those who seek advanced photo editing capabilities along with resizing. 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